Worker’s Compensation – Does my personal insurance affect my claim?
You may hold personal medical insurance in conjunction with the workers' compensation insurance that your employer is required to carry. This personal insurance may include short-term disability benefits.
In general, it is not recommended that you use your personal medical insurance to deal with a workplace related injury. Your insurance carrier may deny your claim on these grounds. It is the responsibility of your employer to utilize their mandated workers' compensation insurance when you are injured on the job. They cannot legally ask you to use your personal medical insurance.
It is strongly recommended that you contact a worker’s compensation attorney should this situation arise.
Find a Workers' Comp Attorney in Miami-Dade County, FL
If you were injured on the job, notify your employer as soon as possible and contact The Hoffman Firm within 30 days of the incident to discuss your case. Your employer or the insurance company should notify you of your rights and provide treatment through a workers’ compensation physician.
Make sure you keep track of any and all documentation you receive during this time. You should document when the accident happened, the type of injury you suffered, who you notified at your place of employment, and when the notification was made.
If you or a family member were injured at work, contact The Hoffman Firm today. Please do not hesitate to call us and schedule a free consultation. There are NO FEES or COSTS unless you win. What are you waiting for? Call us at (305) 940-2307 today for FREE consultation.
Evan A. Hoffman
Mr. Hoffman’s philosophy is "our knowledge and experience is your best defense." He has been a featured author on criminal law issues such as driving under the influence, domestic violence and illegal searches.Read More