Eligibility Requirements for Workers’ Compensation Benefits
Being hurt or falling ill on the job is nobody’s idea of a good time. You work hard and you try to stay healthy and safe, but the fact is that accidents do happen, and there is often nothing we can do about them. Luckily, state and federal laws are in place that ensure compensation even if you can no longer work or are temporarily disabled due to illness or injury. These workers’ compensation benefits have helped millions of injured and ill Americans stay in their homes and have the ability to get back on their feet without being bankrupted by their accident. If you have been hurt or fallen ill as a result of your work, you may be entitled to these same benefits.
In order to successfully claim workers’ compensation benefits, you must meet the three main eligibility requirements:
- Employer Must Carry Workers’ Comp Insurance: Every state requires employers to carry workers’ compensation insurance, but not all employers fall under this requirement. Every state has its own exceptions as to what business qualify for the requirement. In Florida, for example, an employer must employ four or more employees to be required to carry compensation coverage, unless they are in the construction industry, in which case that number falls to one single employee. If you are part of a company that is not in the construction business and has three employees, and you are injured on the job, you will not be able to file for compensation, as the employer is not required to carry coverage.
- You Must Be an Employee: This is an area where many employers try to skirt the issue. Often an employer will try to claim that a worker is an independent contractor and not an employee, as independent contractors are not entitled to the benefits of workers’ compensation. It is important to know that even if you are classified as an independent contractor by your employer, you may still be eligible for compensation benefits in the eyes of the worker’s comp board. A qualified workers’ compensation expert attorney like Evan Hoffman of Florida can help you determine if you will qualify.
- Your Malady Must be Work-Related: Your illness or injury must have either occurred on the job or as a direct result of your working conditions.
If you meet these criteria and wish to file workers’ compensation benefits in the south Florida area, contact Evan Hoffman at the Workers’ Compensation Center today and get on the path to success. Call now (800) 223-1866
Evan A. Hoffman
Mr. Hoffman’s philosophy is "our knowledge and experience is your best defense." He has been a featured author on criminal law issues such as driving under the influence, domestic violence and illegal searches.Read More